Business Problem

Traditional liquidity management relies on a reactive approach driven by historical cash flow data, resulting in inefficient decision-making and inaccurate predictions, not to mention the multiple stakeholders involved with making such a complex decision. Diwo Catalyst enables real-time, data-driven liquidity management from the bottom up, ensuring agile adjustments to both cash outflows and High-Quality Liquid Assets (HQLA). With regulatory demands and volatile market conditions, this approach helps optimize liquidity coverage, ensuring business needs are met with minimal risk exposure in high .

Diwo Solution

Diwo Catalyst empowers financial planners and decision-makers with precise, real-time recommendations for optimizing cash outflows and HQLA adjustments. The solution uses its Recommendation First System to deliver timely, actionable guidance based on predicted liquidity coverage ratios. As an Enterprise-Ready platform, Diwo Catalyst ensures secure, compliant, and scalable liquidity management operations. It integrates structured and unstructured data sources to generate high-accuracy insights through its Semantic Knowledge Graph. Continuously learning, the platform provides quantified what-if analyses, helping businesses maintain liquidity coverage ratios above the desired threshold through a conversational interface, ensuring critical decision-making at key moments.

Business Impact

• Maximized ROI through smarter financial planning

• Increased agility in reallocating resources as priorities shift

• Improved operational efficiency and productivity

• Enhanced transparency and collaboration across departments

• Accelerated time-to-decision and reduced planning cycles

• Improved accuracy in predicting and managing liquidity coverage ratios

• Faster, more agile cash outflow and HQLA adjustments in response to real-time conditions

• Reduced financial risk exposure due to data-driven decision-making

• Enhanced collaboration across finance teams with role-specific insights

• Streamlined compliance with regulatory liquidity requirements

• Increased efficiency and scalability in treasury operations

• Elevated strategic planning through continuous learning and predictive scenario modeling

  

Enable agile, data-driven liquidity management by providing real-time recommendations to optimize cash outflows and adjust High-Quality Liquid Assets (HQLA). Secure, compliant, and scalable operations while integrating structured and unstructured data for accurate insights. Continuously learning, Diwo Catalyst delivers actionable recommendations through its conversational interface, helping businesses maintain liquidity coverage above desired thresholds.